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Foreclosures Break Record
There were 1.9 million foreclosure filings in the first six months of this year, a 15% increase from the first six months of 2008, according to a report today from RealtyTrac. One in 84 homes received a foreclosure filing in the first half of the year.

In foreclosure-heavy South Florida, the vacant home next door could be a risk for all of us, especially if a hurricane threatens
If no one's paying the mortgage on that vacant house in foreclosure down the street, you might wonder who's paying the insurance. The answer could easily be: no one.

20% of homeowners 'underwater'
More than 20% of American homeowners owe more on their mortgage debt than they can sell their homes for, according to an industry report released Wednesday.

To refinance home loan, navigating paperwork and system takes patience
Renegotiating home loan requires patience, prep work to navigate red tape. If you know you're headed for trouble with your mortgage or you already are there, brace yourself.

1 in 28 homes in foreclosure across Miami-Dade, Broward and Palm Beach
Miami-Dade, Broward and Palm Beach counties had roughly 85,400 properties in some stage of foreclosure. That's 3.54 percent of units, or one in 28. Over the same period last year, South Florida ranked 16th nationwide. We're movin' on up, ever so slightly.

Has housing hit bottom?
In a mid-year national housing update, the Associated Press is calling the bottom of the market. Here’s the beginning of the story...

Foreclosure fix: Force banks into negotiation
Banks should be forced to negotiate with homeowners facing foreclosure, a Florida Supreme Court panel recommended Monday.

Home loan modification firms and lawyers scrutinized
Two South Florida companies that modify mortgages are under investigation, with officials examining their ties to lawyers. Consumer advocates said partnerships between mortgage modification firms and lawyers might be designed to work around Florida laws that bar upfront fees for mortgage work. Or they might skirt guidelines for law firms in this and other states, regulators said.